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Net Worth Calculator

Check your financial health.

Net Worth Calculator

Assets - Liabilities = Your True Financial Health

Assets

What you own

$0
$
$
$
$

Liabilities

What you owe

-$0
- $
- $
- $
- $

Calculations are performed locally in your browser. No financial data is sent to any server.

Net Worth Calculator

Track your financial progress by calculating your total assets versus liabilities.

Last Updated: March 1, 2025

# What is Net Worth Calculator?

A Net Worth Calculator subtracts your total debts (liabilities) from everything you own (assets) to give a snapshot of your overall financial standing.

# How Does Net Worth Calculator Work?

  • 1List your Assets: Cash, Investments, Real Estate, Vehicles.
  • 2List your Liabilities: Mortgages, Loans, Credit Card Debt.
  • 3The tool calculates the difference.
  • 4Track changes over time to monitor wealth building.

# Formula Used

`Net Worth = Total Assets - Total Liabilities`

# Common Use Cases

Annual financial checkup.

Goal setting for retirement or wealth building.

Measuring the impact of debt repayment.

# Why Use This Tool?

Clarity: See the 'big picture' beyond just your bank balance.
Motivation: Watch your net worth grow as you save or pay off debt.
Organization: Provides a categorized checklist of your finances.

# Frequently Asked Questions

What is a 'good' net worth?▼
It depends on age and location. Ideally, it should increase every year as you progress through your career.
Should I include my house?▼
Yes, include the current market value as an asset and the remaining mortgage as a liability.
What about jewelry or furniture?▼
Usually, only high-value items with resale demand (like cars or art) are included for accuracy.

Last updated: March 2025 • v2.1.0 • Privacy First • Secure & Encrypted