calculate college savings needs
education fund calculator
529 plan estimator
tuition cost projector
College Savings
Plan for the future. Estimate the cost of college and how much you need to save to fund it.
Last Updated: March 1, 2025
# What is College Savings?
A College Savings Calculator estimates the future cost of tuition and helps determine the monthly savings required to meet that goal.
# How Does College Savings Work?
- 1Enter Current Child's Age.
- 2Input Current Tuition Cost.
- 3Set Education Inflation Rate (higher than regular inflation).
- 4Calculate the monthly investment needed.
# Common Use Cases
Setting up a 529 plan.
Deciding how much to contribute monthly.
Comparing in-state vs private college costs.
# Why Use This Tool?
Specialized Inflation: Education costs rise faster than CPI.
Timeline View: See the savings grow until age 18.
Gap Analysis: See the shortfall if you don't save.
Trusted & Secure
• Calculations are performed entirely in your browser.
• No signup, no data storage, no tracking.
• Formulas based on standard financial principles.
# Frequently Asked Questions
How much does college cost?▼
It varies widely. Public in-state averages $10k/year, while private colleges can exceed $50k/year.
When should I start saving?▼
As early as possible. Compound interest works best over long periods (15-18 years).
What is a 529 plan?▼
A tax-advantaged savings plan designed to encourage saving for future education costs.
Last updated: March 2025 • v2.1.0 • Privacy First • Secure & Encrypted