401(k) Calculator

Retirement savings projection.

401(k) Calculator

See how your contributions and employer match grow over time.

Current Balance

$

Annual Salary

$

Contribution Rate (%)

Employer Match Rules

Match Limit (%)

% of Salary

Match Rate (%)

%

Example: "50% match up to 6%" means set Rate to 50 and Limit to 6.

Projected Balance in 30 Years

$0

Your Contributions

$0

Employer Match

$0

Interest Earned

$0

Growth Projection

This calculator assumes contributions are made at the end of each period for growth calculation purposes. Actual plan performance will vary.

401(k) Calculator

Visualize your retirement future. See how your 401(k) grows with contributions and employer matching.

Last Updated: March 1, 2025

# What is 401(k) Calculator?

A 401(k) Calculator estimates the future value of your retirement account based on your contributions, employer match, and annual return.

# How Does 401(k) Calculator Work?

1Enter your Annual Salary and Contribution %.
2Input Employer Match details.
3Set Expected Annual Return.
4View your projected balance at retirement.

# Common Use Cases

Planning for retirement.

Maximizing employer match.

Adjusting contribution rates.

# Why Use This Tool?

Compound Growth visualization.

Match Impact analysis.

Long-term planning.

# Frequently Asked Questions

How much should I contribute?▼

At least enough to get the full employer match, which is essentially free money.

Last updated: March 2025 • v2.1.0 • Privacy First • Secure & Encrypted

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